InsulationMatch is not a government service and does not process applications. Eligibility criteria apply to every scheme on this page. We link the official route and we never tell you that you qualify until it has been checked.
The routes
- Pension Credit recipients are typically within the benefit-based eligibility for ECO4 and many council Warm Homes: Local Grant programmes.
- Pensioners on a low income without Pension Credit may qualify through council income thresholds or flexible eligibility.
- Pensioners above the thresholds are generally not eligible for funded insulation, though winter energy support may still apply.
Worth checking first
If you are over State Pension age on a low income and not claiming Pension Credit, check whether you can. It unlocks more than insulation funding.
Check what may apply
Check funding for my homeWe ask about the home and your circumstances, then point you at the right official route.
Questions homeowners ask
Are all pensioners entitled to free insulation?
No. Eligibility depends on income or benefits and the home's efficiency rating, not age.
Sources and when they were last checked
- GOV.UK — Apply for the Warm Homes: Local Grant — checked 2 September 2026
- Ofgem — Energy Company Obligation (ECO4) — checked 2 September 2026